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Author Topic: insurance liability  (Read 15140 times)

chuck

  • Newbie
  • Helpful Post Rating: 0
  • Posts: 1
insurance liability
« on: January 27, 2006, 02:02:19 PM »

How can I limit my liability incase the
woust happens,I get sued by the
homeowner.Does X-10 give vendors
indorsments? Has anyone been sued for
installing a system wrong,or they could say
it was, how would prove it? before i can
install my $2000.00 worth of systems I need
insurance ,that insurance companies say is
not avialable?
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Kelly Parke | Program Manager

  • Hero Member
  • *****
  • Helpful Post Rating: 0
  • Posts: 153
Re: insurance liability
« Reply #1 on: January 31, 2006, 04:03:29 PM »

As a manufacturer, we do not endorse our
contractors as they are independent from
X10. I am not aware of any X10 Installer
being sued. One site that helps me with
issues like this, is nolo.com. Plus you can
check out liability or licensing information
with a quick google search or through your
local business bureau.
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Kelly Parke
X10 Contractor Program Manager

bob hamilton

  • Jr. Member
  • **
  • Helpful Post Rating: 0
  • Posts: 15
Re: insurance liability
« Reply #2 on: January 31, 2006, 11:16:40 PM »

Chuck, I carry 2 mill in liability
insurance. there are basically 2 types 1)
in progress liability which covers you
while you are on site working and 2.
finished product liability which covers
your finished product. If you are a
corporation you will be personally
protected by the ccorproate shield in most
cases. You might also want to have a
disclaimer statement signed by your
customer. You can find thses forms in a
book by Quicken "legal Business pro. Any
general insurance dealer should be able to
hook you up and the cost is relatively
small...
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AutomatedOutlet

  • Jr. Member
  • **
  • Helpful Post Rating: 1
  • Posts: 11
    • Autiomated Outlet
Re: insurance liability
« Reply #3 on: February 26, 2006, 04:00:33 PM »

Yes, insurance should be purchased if you are doing installations!
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Martin Custer
Automated Outlet
www.AutomatedOutlet.com
 

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