X10 Community Forum

X10 Zone => Contractor General Discussion => Topic started by: chuck on January 27, 2006, 02:02:19 PM

Title: insurance liability
Post by: chuck on January 27, 2006, 02:02:19 PM
How can I limit my liability incase the
woust happens,I get sued by the
homeowner.Does X-10 give vendors
indorsments? Has anyone been sued for
installing a system wrong,or they could say
it was, how would prove it? before i can
install my $2000.00 worth of systems I need
insurance ,that insurance companies say is
not avialable?
Title: Re: insurance liability
Post by: Kelly Parke | Program Manager on January 31, 2006, 04:03:29 PM
As a manufacturer, we do not endorse our
contractors as they are independent from
X10. I am not aware of any X10 Installer
being sued. One site that helps me with
issues like this, is nolo.com. Plus you can
check out liability or licensing information
with a quick google search or through your
local business bureau.
Title: Re: insurance liability
Post by: bob hamilton on January 31, 2006, 11:16:40 PM
Chuck, I carry 2 mill in liability
insurance. there are basically 2 types 1)
in progress liability which covers you
while you are on site working and 2.
finished product liability which covers
your finished product. If you are a
corporation you will be personally
protected by the ccorproate shield in most
cases. You might also want to have a
disclaimer statement signed by your
customer. You can find thses forms in a
book by Quicken "legal Business pro. Any
general insurance dealer should be able to
hook you up and the cost is relatively
Title: Re: insurance liability
Post by: AutomatedOutlet on February 26, 2006, 04:00:33 PM
Yes, insurance should be purchased if you are doing installations!